Rendement de l’assurance-vie : comment les réserves font la différence

3 April 2025 / Comments Off on Rendement de l’assurance-vie : comment les réserves font la différence

The performance of life insurance hinges not just on market trends, but significantly on reserves. These financial safeguards allow insurers to navigate uncertainties, ensuring policyholders receive their promised benefits when it matters most.

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Ce qui change le 1er avril pour notre budget : RSA, crédits immobiliers, frais de notaire, arrêts maladie, chômage…

1 April 2025 / Comments Off on Ce qui change le 1er avril pour notre budget : RSA, crédits immobiliers, frais de notaire, arrêts maladie, chômage…

As we step into the first day of April, many may think of playful pranks and lighthearted jokes. However, this particular April 1st brings with it significant changes that can affect our financial landscape in substantive ways. From adjustments to the Revenu de Solidarité Active (RSA) aimed at supporting vulnerable households, to new regulations surrounding…

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Assurance auto : pourquoi l’augmentation des cotisations est inexorable

30 March 2025 / Comments Off on Assurance auto : pourquoi l’augmentation des cotisations est inexorable

The rising trend in auto insurance premiums seems unavoidable, driven by various factors such as increasing repair costs, changing regulations, and more frequent claims. As the dynamics of the automotive landscape evolve, so too do the financial implications for consumers.

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En Algérie, « on filme encore des officiels qui découvrent la carte bancaire »

17 March 2025 / Comments Off on En Algérie, « on filme encore des officiels qui découvrent la carte bancaire »

In Algeria, the introduction of modern banking is still a novelty for many. Reports show officials marveling at the simplicity of using a credit card, capturing a moment that highlights both progress and the lingering challenges of financial innovation in the country.

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Le calcul de la pension de retraite est-il définitif ?

16 March 2025 / Comments Off on Le calcul de la pension de retraite est-il définitif ?

As we navigate the complexities of life, one certainty remains: the inevitability of retirement. It is indeed a time when dreams of travel, leisure, and relaxation come to the forefront, yet it is frequently enough overshadowed by an equally pressing concern—the calculation of our retirement pension. In a world rife with economic fluctuations and shifting…

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Où ouvrir son premier compte bancaire ?

14 March 2025 / Comments Off on Où ouvrir son premier compte bancaire ?

Choosing where to open your first bank account is an important decision. Consider local banks for personalized service or online banks for convenience and lower fees. Evaluate your needs and find a fit that helps you grow financially from day one.

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Crédit immobilier : la baisse des taux creuse l’écart entre les banques

14 March 2025 / Comments Off on Crédit immobilier : la baisse des taux creuse l’écart entre les banques

As mortgage rates decline, a widening gap is emerging among banks. Institutions are vying for borrowers with competitive offers, making the landscape increasingly complex. Homebuyers must navigate this shifting terrain to secure the best deals.

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Est-il intéressant de débloquer son PER pour acheter son logement ?

5 March 2025 / Comments Off on Est-il intéressant de débloquer son PER pour acheter son logement ?

Unlocking your Retirement Savings Plan (PER) to buy a home may seem appealing, but it comes with pros and cons. While it can provide the needed funds for a first property, consider the long-term impact on your financial future before making a decision.

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Le plan d’épargne-logement est peu attractif en 2025

5 March 2025 / Comments Off on Le plan d’épargne-logement est peu attractif en 2025

In 2025, the appeal of the home savings plan wanes as low interest rates and rising living costs overshadow its benefits. Savers find themselves questioning its relevance, seeking more lucrative options to fulfill their housing dreams.

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